RateService | Your Online Rate Source

Can I sell my CD using RateService?

Although RateService does not maintain a market for CD's or any security, some brokered CDs issued using a custodian are able to be sold. If interest rates have fallen since you purchased your CD and demand is high, you may be able to sell the CD for a premium (above the face value of your certificate). But if interest rates have risen, there may be less demand for your lower-yielding CD. That means you may only be able to sell the CD at a discount (below the face value of your certificate). Of course, if you hold the CD to maturity, you will receive your total face value regardless of market conditions.